Accident

A slip, fall, or some other accident can happen anytime. And it can be costly. If you or a family member is injured in an accident, Accident Protector provides cash benefits you can use to help cover medical and non-medical expenses that arise.

Get cash for treatment due to an accident

Pay for hospital confinement

Buy medical appliances

Every 10 minutes, 847 people in the United States will suffer an injury severe enough to require doctor or medical professional attention.[1] In 2017, 47.2 million – about 1 in 7 – sought medical attention for non-fatal injuries![2]

Combined Insurance Has You Covered

Comprehensive You’re covered 24/7, whether you’re at work or on your own time.

Convenient Benefits are paid directly to you not to the hospital or facility where you are treated.1

Comforting Rest easy knowing financial assistance is available if you must deal with a cancer diagnosis.
  1. National Safety Council, Injury Facts, 2018 Edition
  2. National Safety Council, Injury Facts, 2018 Edition

* unless benefits are assigned to provider

The Accident Protector policy is available for individuals or families.

This is an accident only policy and does not provide benefits for loss due to sickness.

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

This product is issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

Get Started with an Agent


The heart and soul of Combined Insurance is our network of trained agents. Just fill out the form below and one of our agents will contact you to answer any questions you may have about supplemental insurance, or our coverage options, and provide you with a quote.

If you are a current customer and are looking for assistance with your policy, please click here.

If you are a California resident, please read our Notice at Collection.

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If you wish to inquire about Combined Insurance products without submitting your information online, call us at 1-800-490-1322.